Key issues

Due to their impact on funding costs, internal and external credit ratings are a key element for the pricing of credit products. They also determine the overall profitability of a banking relationship.

It is difficult for treasurers to evaluate how banks view companies on the bank’s internal credit ratings scale.

Only a thorough and independent evaluation will yield a precise result and numerous parameters need to be taken into account.

How Redbridge can help you?

  • Redbridge’s Debt Advisory team provides access to an exclusive bank credit scoring methodology. In addition, Redbridge has developed a proprietary risk-based model (RAROC) to analyze fees paid by its clients to their banking partners and to determine each lender’s expected level of return.

    From a CFO perspective, having a clear view on internal credit ratings is key to:

    • holding appropriate dialogs with the lenders
    • ultimately, to negotiating optimal terms and conditions

Contact our expert

Get in touch with our expert for more information on our solution: Rating Advisory.

Didier Philouze
+1 346 207 0258
Contact (Pop-up)
* required field