Beyond the Cards

EPISODE #1

Microtransactions & the Subscription Economy

In our premier episode of Beyond the Cards, we explore microtransactions and recurring payments in today’s economy.

EPISODE #2

Fraud & Social Media Marketplaces

With the rise of dominant social media platforms like TikTok, Instagram, and Facebook hosting e-commerce, so comes the rise of fraudsters taking advantage of them.

EPISODE #3

Payments MAGnified 2024 Recap

Fresh out of this year’s Payments Payments MAGnified conference, our hosts Dan Carter, Jasmyne Willis, and Chesley Kukuk recap the hottest sessions, discuss their interactions with vendors and clients, and look at where payments are headed for 2024.

EPISODE #4

Gen 1, 2, & 3 Acquirers

In this episode of Beyond the Cards, hosts Dan Carter, Jasmyne Willis, Gabriel Lucas, Chelsey Kukuk, and Chaira Mekkaoui dive into updates on the Visa Mastercard settlement over credit card fees and discuss the differences between gen 1, 2, & 3 acquirers.

EPISODE #5

When Do Merchants Outgrow Their Marketplaces?

Marketplaces have been critical to removing barriers to e-commerce for small sellers. For big sellers, they may seem more of a trap. Is there a Goldilocks zone for getting out?

EPISODE #6

Marshall & Durbin Credit Card Competition Act

The proposed Credit Card Competition Act proposed by Sens. Marshall & Durbin would require alternative credit network routing, but would this really lead to lower costs and how would it work?

EPISODE #7

The SMB Market

The divide between how SMB and enterprise merchants navigate the payments industry is vast. The SMB market is full of options, but is it really? And when it comes to cost, who is left holding the buck?

EPISODE #8

Mastercard Cap, Chase BNPL Ban, and Growing Neobanks

Join the Beyond the Cards team as they break down Mastercard’s new cap, Chase’s ban on BNPL, and the rapid rise of neobanks reshaping the payments landscape.

EPISODE #9

Breaking Down the Rewards Card Problem

Rewards cards are everywhere and there seems to be an increasing ratio of the cards merchants process. This problem is not going anywhere. So let’s break down what is creating this problem, its impact, and what future we could envision.

EPISODE #10

Fintech Trends and Payment Shifts

2024 has been the year of AI disruption, so what about payments. Has there been any successful example of AI so far? Is it expected to be a game-changer? What is the difference between the marketing buzz around AI and its real application on payments?

EPISODE #11

Interchange Insights & Innovations

We unpack the latest on interchange fees — from new regulations to shifting strategies — and debate whether these changes truly serve merchants, consumers, or anyone at all.

EPISODE #12

Can Elon Musk’s X Break the Super App Barrier?

Super Apps are used widely in Asia, with WeChat being a dominating force. What barriers exist in the West making Super Apps less likely, and will Elon Musk’s X (formerly Twitter) stand any chance?

EPISODE #13

BNPL in Trouble, FedNow Expands & Stablecoin Momentum

Regulations are tightening on Buy Now, Pay Later (BNPL), the Federal Reserve is increasing FedNow’s transaction limits, and stablecoins are making waves in the financial system.

EPISODE #14

Payments in Turmoil? Zelle’s End, BNPL Crackdown & Stripe’s Big Move

Zelle is shutting down? The CFPB is coming for BNPL? Stripe wants a banking license? In this episode of Beyond the Cards, we break down the biggest shifts in payments—from digital wallets to regulatory shakeups—and what they mean for merchants, fintechs, and consumers.