Treasury Toolkit

LESSON #1

Treasury Explained

In this quick intro to treasury management, Bridget Meyer from Redbridge explains the core role treasury plays in corporate finance, managing cash, minimizing financial risk, and supporting long-term growth. Whether you’re new to the field or brushing up on fundamentals, this is the perfect starting point.

LESSON #2

Account Analysis Statements Explained

Why should treasury analysts pay attention to account analysis statements? Bridget Meyer breaks down why account analysis statements are one of the most valuable tools treasury teams have for understanding bank fees, identifying cost-saving opportunities, and improving banking relationships. Learn how to use this data to uncover pricing discrepancies, compare banks, and become the go-to expert on your team.

LESSON #3

Fed Funds Rate Explained

Why does the Fed funds rate matter to treasury teams? Bridget Meyer explains how the federal funds rate impacts corporate borrowing, liquidity management, and financial strategy. Learn why treasury teams monitor this key rate closely, how it influences decisions around debt and investments, and what actions companies can take to stay ahead in changing interest rate environments.

LESSON #4

Earnings Credits and EBITDA Explained

Why do earnings credits matter to EBITDA? Bridget Meyer explains how earnings credits work, how they help offset bank fees, and why they matter for EBITDA. Learn how optimizing your balances can improve pre-tax profitability, enhance your company’s financial performance, and make you more attractive to investors and lenders.

LESSON #5

Earnings Credits and EBITDA Explained

What is the difference between positive pay and fraud filters? Bridget Meyer explains how positive pay and fraud filters work, how they differ in terms of control and automation, and how each can help protect your accounts from unauthorized transactions. Learn when to use one or both, and how to strike the right balance between security and efficiency.

LESSON #6

RFP & RFI Explained

What is the difference between an RFP and an RFI? Bridget Meyer explains the key differences between a request for proposal and a request for information, and how each fits into the vendor selection process. Learn when to use an RFI to explore options, and how an RFP can help you make confident, data-driven decisions for your treasury and banking needs.

LESSON #7

CLS Explained

What is CLS in foreign exchange? Bridget Meyer explains how Continuous Linked Settlement (CLS) works to reduce settlement risk in FX transactions by ensuring both sides of a trade are settled simultaneously. Learn why CLS matters to treasury teams, how it protects against counterparty default, and where it fits into global finance operations.

LESSON #8

EDI Explained

What is EDI in treasury operations? Bridget Meyer breaks down Electronic Data Interchange, or EDI, and how it streamlines data exchange between organizations. Learn how EDI files like the EDI 823 help automate payment reconciliation, reduce manual work, and improve accuracy in treasury processes.

LESSON #9

TMS VS ERP

What is the difference between a TMS and an ERP? Bridget Meyer explains the key differences between a Treasury Management System (TMS) and an Enterprise Resource Planning system (ERP). Learn how each system supports different parts of your organization, and why treasury teams use TMS tools for managing cash, payments, and risk more efficiently.

LESSON #10

NOC Explained

What is a NOC in treasury? Bridget Meyer explains what a Notification of Change (NOC) is and why it matters in treasury operations. Learn how NOCs help maintain accurate payment data, reduce errors, and support smooth transaction processing when bank account details change.

LESSON #11

SFTP Explained

In this video, Bridget Meyer from Redbridge will dive into SFTP (Secure File Transfer Protocol), a method used to securely transfer financial files between systems. Understanding how SFTP works is essential for maintaining the security and integrity of sensitive financial data within treasury operations.

LESSON #12

EBPP Explained

Watch this video to learn about EBPP, or Electronic Bill Present and Pay programs. These biller direct, or payment gateway portals make receiving payments from your customers fast and efficient directly from a website or mobile device.

LESSON #13

E-Lockboxes Explained

eLockbox is a confusing term that is defined many different ways by different banks. Whether you know E-Lockbox as a bill pay aggregator or EBIP (Electronic Bill and Invoice Presentment service), what matters most is where the customer is going to make the payment. Watch this video to learn the ‘official’ definition of an electronic lockbox and how it works!

LESSON #14

Lockboxes Explained

Discover how Lockbox services simplify payment processing and accelerate cash flow! Bridget Meyer explains this essential treasury tool and its benefits for receivables management. Reduce float, overhead, and manual deposits by leveraging lockbox solutions offered by your bank.

LESSON #15

Virtual Cards Explained

Ever wondered how Virtual Cards can revolutionize your payment processes? Join Bridget Meyer as she explains their benefits, from enhanced security to streamlined expense management. Learn how this digital solution fits into modern treasury operations—watch now!

LESSON #16

Hybrid Accounts Explained

Hybrid Accounts combine the best of cash management tools, maximizing Earnings Allowance by applying an ECR rate to balances required to offset fees and the potential to earn interest on the rest. In this video, Bridget Meyer explores how businesses can use these accounts to enhance cash flow management and profitability.

LESSON #17

Yield Explained

Understand the concept of Yield and its role in treasury management. Join Bridget Meyer as she breaks down how treasury teams should focus on the interest income, or yield, earned on cash balances and investments to compare returns and determine the best strategy.

LESSON #18

Positive Pay Explained

Watch this video to learn how to leverage positive pay and payee positive pay to reduce check fraud. Stop fraud in its tracks!

LESSON #19

ACH Explained

Watch this video to get an overview of how ACH payments work and why companies use this payment type to issue payroll or send payments to vendors.

LESSON #20

AFP Codes Explained

Simplify your bank fee analysis with AFP Service Codes! Bridget Meyer explains how these standardized codes provide clarity, enable benchmarking, and empower better decision-making for treasury teams. Learn how AFP Codes streamline bank fee expense tracking and can be used to find cost savings.

LESSON #21

API Explained

APIs (Application Programming Interfaces) are crucial for integrating different financial systems in corporate treasury operations. This video will explain how APIs enable seamless connections between banking platforms, ERP systems, and other treasury tools, improving efficiency and enabling real-time financial data access.

LESSON #22

ARP Explained

Join Bridget Meyer as she breaks down Full Account Reconciliation and Partial Reconciliation services offered by commercial banks and how they help streamline treasury operations and save time for Treasury teams.

LESSON #23

BSB Explained

Bank Services Billing (BSB) statements, often in XML formats like camt.086 or TWIST, offer visibility into global bank fees and transaction data. Learn how these statements provide insight into your company’s financial operations and help uncover cost-saving opportunities with our expert, Bridget Meyer.

LESSON #24

Controlled Disbursement Explained

Wish you could know which checks will clear your account today to make sure you have enough money to cover them? In this video, Bridget Meyer dives into Controlled Disbursements, a powerful treasury solution that helps businesses manage cash effectively. From improving cash flow to increasing yield, learn how this tool can streamline payments and optimize your financial operations.

LESSON #25

Deposit Assessment Fees Explained

Curious about Deposit Assessment Fees and why they are so high? Bridget Meyer sheds light on this often-overlooked cost, explaining how understanding and managing these fees can lead to significant savings.

LESSON #26

Different Balance Types Explained

Ever wonder about the different balances on your bank statement, such as Ledger Balance, Collected Balance, and Investable Balance? This video explains what each of these terms means and why understanding them is critical for accurate cash management. Eliminate overdrafts and reduce your fees by understanding these balances!

LESSON #27

ECR Explained

Banks offer yield in the form of Earnings Credit Rate (ECR) to incentivize their largest clients to keep the most balances in their operating accounts. Watch this video to see how ECR helps businesses offset bank fees and reduce interest expense. Let’s do some math!

LESSON #28

EFT Explained

In this video, we break down the concept of EFT (Electronic Funds Transfers), explaining how they are used to electronically move money between accounts. Whether it’s paying bills or transferring funds between banks, EFTs are smooth, fast, and secure transactions. They may also be known as electronic bank transfers, e-checks, ACH, or electronic payments.

LESSON #29

Float Explained

What is Check Float, and why does it matter in cash management? In this video, Bridget Meyer from Redbridge explains the timing gap between check deposits and fund availability, highlighting its impact on cash flow and liquidity.

LESSON #30

ISO Migration Explained

ISO (International Standards Organization) publishes and maintains global standards for file formats used to facilitate payments and financial reporting. If you are using country-specific file formats, watch this video to learn about how using ISO 20022 formatted files can help! In this video, Bridget Meyer explains how ISO 20022 creates a common language for payments, speeding up transactions and reducing costs of implementation. If you find this video helpful, please SHARE it with a friend or colleague who you think could benefit!

LESSON #31

Operating Accounts Explained

Join Bridget Meyer from Redbridge as she explains how operating accounts are used in treasury management.

LESSON #32

Pooling Explained

Join Bridget Meyer from Redbridge as she explores the treasury concept of Pooling —an essential tool for optimizing global treasury management. Learn the difference between notional and physical pooling and how these strategies can reduce interest costs and optimize interest income across multinational accounts. Watch now!

LESSON #33

RAROC Explained

Dive into the world of financial metrics with Bridget Meyer as she explains RAROC—Risk-Adjusted Return on Capital. Learn how this tool measures the profitability of your relationship to your bank and why it’s important! Understanding RAROC in your portfolio is crucial when determining your overall capital structure and share of wallet.

LESSON #34

Remote Deposit Explained

Discover how Remote Deposit simplifies Treasury management. In this video, Bridget Meyer explains the ins and outs of remote check deposit, allowing companies to electronically deposit checks without a trip to the bank. Learn how RDC saves time, accelerates cash flow, enhances security, and simplifies record-keeping. Watch to see how this tool can transform your treasury operations and improve your business efficiency.

LESSON #35

RTGS Explained

Join us as we dive into RTGS (Real-Time Gross Settlement). In this video, expert Bridget Meyer explores how RTGS systems, used worldwide, facilitate real-time settlement of large-value payments. This helps corporations ensure quick and secure transfers, reducing settlement risk and improving liquidity management. You’ll also get a look at the RTGS systems used across the globe!

LESSON #36

SEPA Explained

In this video, we discuss the importance of SEPA (Single Euro Payments Area), SSD (Same-Day Settlement), and SCT (SEPA Credit Transfer). We’ll break down the settlement times for SEPA Credits, SEPA Instant Credits, and SEPA Core Direct Debits and how these systems help businesses make payments in Euros across Europe efficiently. Want to know which countries in outside of the EuroZone send and receive SEPA? Watch this video!

LESSON #37

Stopping vs Voiding Checks Explained

In this video, we will explain the difference between stopping a check and voiding it. Treasurers can often face the decision of whether to stop payment on a check or void it completely. Learn when each action is appropriate and how the decision can affect cash flow and financial reporting with expert, Bridget Meyer from Redbridge.

LESSON #38

SWIFT Explained

What is SWIFT, and why does it matter for global payments? Bridget Meyer explains how this secure network connects banks worldwide, ensuring efficient and standardized international transactions. If you find this video helpful, please SHARE it with a friend or colleague who you think could benefit! Don’t forget to LIKE, SUBSCRIBE, and COMMENT below to suggest future topics! Let’s discover treasury together!

LESSON #39

Virtual Accounts Explained

Virtual Accounts are revolutionizing cash management by offering businesses a way to simplify account structures and cost allocation. Bridget Meyer explains how these sub-accounts streamline reconciliation, reduce costs, and enhance cash visibility. Perfect for companies managing multiple entities or departments. If you find this video helpful, please SHARE it with a friend or colleague who you think could benefit! Don’t forget to LIKE, SUBSCRIBE, and COMMENT below to suggest future topics! Let’s discover treasury together!

LESSON #40

ZBA Explained

Zero Balance Accounts (ZBA) simplify corporate cash management by pooling funds into a central account while ensuring operating accounts maintain a zero balance. Discover the benefits of this domestic cash concentration system for optimizing liquidity.

LESSON #41

RTP Explained

Real-Time Payments (RTP) are changing the game for businesses, offering instant transfers 24/7/365. In this video, Bridget Meyer explains what RTP is, how it works, and why it’s a cost-effective alternative to wires. Learn how RTP can simplify your payments and keep your business running smoothly—anytime, any day!