PAYMENT ARCHITECTURE
Build the Best Payment Architecture
Redbridge future-proofs enterprise payment systems with flexible, scalable architectures that increase efficiency, reduce cost, and ensure compliance in complex environments. Align systems, data, and ownership to scale with your business.
Trusted By 500+ Companies Worldwide
Built to Last
Prevent Your Payment Architecture From Breaking Down Over Time
Most large organizations rely on a patchwork of providers, platforms, API connections, and processes built over time. This leads to complexity, inefficiencies, hidden costs, and compliance gaps that slow down innovation. Redbridge helps enterprises audit, redesign, and optimize their payment architecture to create a leaner, more resilient system aligned with business goals. Redbridge also centralizes ownership and clarifies roles across stakeholders, so the right team manages payment operations, chargebacks, and approvals.
Increase Efficiency
Eliminate redundant providers and manual processes.
Save on Costs
Reduce hard costs by up to 10% and lower operating effort.
Prepare for the Future
Enable faster settlement, better routing, and global scalability.
Data-Driven Savings
Reduce Payment Inefficiencies by Up to 90%
Audit Your Infrastructure
Get to Know What Works and What Needs to Be Fixed in Your Current Payment Setup
End-to-End Review
Clarify responsibilities by mapping transaction flows, optimizing system architecture, establishing roles and governance processes.
Data Benchmarking
Not only benchmark your operations but establish a common language so every department understands what is happening.
Actionable Baseline
Get a data-backed understanding of your performance and target improvements with the greatest impact.
Redesign for Scale and Control
Rebuild Your Architecture for Efficiency and Resilience
Provider Consolidation
Consolidation enables consistent policy enforcement across brands, channels, and countries.
Integration Simplification
Design payment structure to support continuous optimization.
Tailored Roadmaps
Align architecture changes with priorities such as cost reduction, new products and services, new markets, and faster settlements.
Improve Cost Structure and Performance
Turn Architecture Redesign Into Measurable Business Results
Commercial Optimization
Align pricing and terms with flexibility for volume and risk that doesn’t come with “set it and forget it” solutions.
Operational Efficiency
Standardize workflows and responsibilities so the right team handles refunds, disputes, chargebacks, and fees quickly and efficiently.
Conversion Gains
Improve customer experience while reducing friction and increasing data quality and internal operations.
CASE STUDIES
Real Payments Teams, Unreal Results
Whether you’re supporting a small team or managing complex cross-functional projects, Redbridge helps Treasurers, CFOs, and Payment Leaders of all types deliver consistently.
“Redbridge was instrumental in helping us increase transparency over our payment acceptance program.”
Arnaud Caurraze
Director Group Treasury
“Redbridge enabled us to identify opportunities and improve the terms on our AMEX card acquiring volumes.”
Frédéric Darche
Head of Treasury
“Redbridge enabled us to obtain better pricing and helped us clearly understand our current and future costs.”
Jean-Christophe Sautereau
Group Treasury & Financing Director
“Redbridge’s unique market knowledge enabled us to make the most of each bank and achieve our objectives.”
Anna Wagensberg
Head of Accounting & Taxes
RESOURCES
Featured Payment Architecture Resources
FAQS
Frequently Asked Questions About Payment Architecture
This section answers the most common questions the Redbridge team hears about payment architecture. Click on any question below to read the full response.
What is payment architecture?
Payment architecture refers to the systems, providers, platforms, and processes that enable an enterprise to accept, process, and manage transactions. A strong payment architecture aligns technology, data, and ownership to maximize efficiency, reduce costs, and support global scalability.
Why do enterprise payment architectures break down over time?
Most large organizations build payment systems incrementally, adding gateways, acquirers, and APIs as they expand. Over time, this creates a patchwork of providers, manual processes, and unclear ownership. The result is inefficiency, higher costs, and compliance risks.
How does optimizing payment architecture reduce costs?
Redesigning payment architecture eliminates redundant providers, simplifies integrations, and standardizes workflows. Enterprises typically save up to 10% on hard costs and reduce operating effort, while gaining flexibility to renegotiate commercial terms and lower transaction fees.
Is a payments architecture overhaul worth it?
Enterprises often hesitate to review their architecture because the current system “works.” But outdated designs increase cost, limit flexibility, and expose hidden risks. Most gains come from clarifying ownership and simplifying workflows. Redbridge makes the process clear and manageable, with changes that deliver measurable improvements in cost, efficiency, and resilience within months, not years. Redbridge helps set up or refine the structure and operations, so improvements are sustained.
Who should own payment architecture within an organization?
Ownership often falls between treasury, finance, and IT. Redbridge helps enterprises establish clear governance, ensuring the right teams manage chargebacks, disputes, and provider relationships while maintaining cross-department alignment.
How quickly can organizations see results from payment architecture redesign?
Many enterprises see measurable savings and efficiency gains within 3–6 months, with long-term benefits as the system scales to support new products, services, and geographies.
Future-Proof Your Payment Architecture
Get a free assessment of your current setup and learn how to eliminate inefficiencies.