"Redbridge’s support was instrumental. They enabled us to successfully refinance our syndicated sustainability-linked loan with flexible documentation, competitive pricing, and stronger sustainability KPIs, all in line with our CSR strategy."

Renaud-Thomas Ruer
Head of Treasury & Financing

Engagement overview

  • Strategic advice on Pierre Fabre‘s optimal financing structure (Debt Structure Advisory), based on an assessment of the Group’s credit profile, liquidity requirements, and growth financing needs.
  • Sizing of the revolving credit facility (RCF) and defining target terms and conditions for this financing.
  • Refinancing of the syndicated loan in anticipation of its maturity in 2025.

Objectives

  • Having a 100% financing structure.
  • Securing competitive financial terms.
  • Extending maturity through new five-year financing, with two one-year extension options (5+1+1).
  • Optimizing documentation flexibility.
  • Ensuring the facility’s “Sustainability-Linked Loan” (SLL) status.

Results

  • Syndicated loan for €300m, full RCF, maturity 5+1+1.
  • Improved margins despite inflationary market conditions.
  • Documentary easing, notably on covenants and acquisitions.
  • SLL loan aligned with the Group’s CSR strategy.

Methodology

  • Assisted the Group in its reflections on the optimal financing structure to be implemented as part of its medium-term plan.
  • Positioning of the credit profile.
  • Sizing of confirmed liquidity and RCF.
  • Coordination and management of bank consultations.
  • Worked on the ESG structure in parallel with the lender consultation process.
  • Supported the negotiation of terms and conditions.

Value added by Redbridge

  • Complete project management in collaboration with the Finance and Legal Departments, as well as CSR (Green Mission) and Human Resources for the ESG structure.
  • Customized process and personalized management of potential lenders, enabling optimal competitive dynamics.
  • Significant oversubscription of around 135%.
  • Entry in the pool of new banks, including one foreign bank.
  • 100% success rate for credit committee agreements based on the negotiated final term sheet.
  • Project completed in 4 months, with tight control of the timetable until closing.
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