2020: The Year In Review
Is your supply chain a better liquidity investment option than bank deposits?
The minimum requirements introduced by the Basel III framework and the prolonged negative short-term interest rates environment have led banks to charge for demand deposits and deposits with residual maturities of less than three months. Money market funds and even secured structured products have also been losing money for a while. Hence corporate treasurers have been forced to accept burning cash to preserve their liquid investments. Fortunately, no storm lasts forever, but before the situation improves, our wisest advice is to escape this cash dilemma and pave for the future by investing into the supply chain where myriad benefits are within reach.
The keys to successful in-house banking
In-house banking provides a number of advantages to financial departments when it comes to managing their cash flow more effectively: it helps them combat fraud, control financial risks and optimize their working capital requirements. Jéromine Adler and Arielle Chave, consultants in Redbridge’s Treasury Advisory team, highlight some of the keys to success when it comes to such projects.
Market update on factoring and reverse factoring solutions in Europe
Due to the recovery of industrial production and international trade, working capital has become one of the main challenges finance departments are facing today. Asset-based financing solutions can facilitate working capital management, diversify sources of financing and optimize the cost of debt. Listen to our November 16, 2021 market update on key players in factoring and reverse factoring businesses in Europe.
From bust to boom, watch your banks!
Mihai Andreoiu assesses the health of the commodity trade finance sector in a boom period and asserts that now is the best time to monetize trust and relationships with resilient banks and new financing partners.
Are Visa’s Debit Routing Practices Making PIN and PINless Debit Transactions Better or Worse for Merchants?
The U.S. Department of Justice’s plan to probe Visa’s debit card routing practices and what it means for businesses
The New Era of MX Messages
The world of payments is in a permanent evolution but some changes are bigger than others. In today’s environment, where commercial exchanges are globalized, payment transactions are tremendously varied, numerous and complex. To tackle this point, the payment industry is preparing itself for the largest migration of the century: the migration to ISO20022.
Chargeback basics: understanding the process better will help you reduce losses
Gabriel Lucas, associate at Redbridge, takes a closer look at the basic elements of chargebacks, the standard chargeback process, and the ways merchants can mitigate chargeback risks and reduce their losses.
Bank account management in a risk-focused world
The bank accounts your company uses stores the most liquid of all company assets. In the wrong hands, these accounts can expose your company to a significant risk of theft, fraud, or non-compliance.
“The human factor counts for a lot in the implementation of a sustainable financing”
Continuing our series of articles dedicated to sustainable finance, Muriel Nahmias, Senior Director – Debt Advisory at Redbridge, talks about some important things to consider in the implementation of a Sustainable Linked Loan.
No more hidden fees!
Watch the live demo of our expert, Dan Gill, presenting our bank fee monitoring software, HawkeyeBSB, to the four Treasury Dragons.
UK postpones implementation of Strong Customer Authentication
On May 20, the UK’s Financial Conduct Authority (FCA) announced a six-month extension to the deadline for implementing Strong Customer Authentication (SCA) for online purchases.
The SEPA Request-to-Pay explained
All SEPA countries introduced the SEPA Request-to-Pay (SRTP) scheme on 15 June 2021. This scheme covers the set of operating rules and technical elements (including messages) that enable a payee to request the initiation of a payment from a payer in a wide range of physical or online use cases. Mélina Le Sauze, Director at Redbridge, explains the scheme.
A Guide to Payment Methods in Latin America
Learn the top payment methods in Latin America and the things to consider before expanding your business into this growing market.
ESG financing: growing pressure to set more stringent targets in sustainable-linked loans and bonds
Negotiations between borrowers and lenders on KPIs associated with sustainable financing reflect the growing pressure from authorities on both banks and institutional investors to act to shape a more responsible society.
Are the APIs the new way to connect to your banking partners?
Contemplating API connectivity with your banks? Here’s what to consider before deciding whether APIs should be on your radar.