Digital Transformation in Treasury
Data to decide: towards a new approach to card scheme regulation in Europe
More than ten years after the capping of interchange fees in the European Union, the question of further regulation is becoming pressing. In the United Kingdom, the Payment Systems Regulator (PSR) is examining the evolution of scheme and processing fees charged by Visa and Mastercard through a distinctive approach that deserves consideration for the regulation of card payments on the continent.
Foreign exchange costs: how to take back control of a widely underestimated expense
In this article, Pauline Lion, Associate Director, Cash Management Consulting at Redbridge, discusses a cost that many medium-sized companies unknowingly pay too much for. Through deducing the margins companies are paying banks for FX operations, benchmarking based on more than €1.5 trillion of historical FX transactions and disciplined renegotiations, she sets out a way to reduce foreign exchange costs.
The blind spot in corporate treasury: interest income reporting
In this interview, Lucie Kunesova, Associate Director – Cash Management Consulting at Redbridge, discusses the findings of an initial survey of European and US banks by Redbridge that aimed to find out their capabilities in terms of reporting on banking fees and the interest they pay on excess cash balances.
France: an analysis of payments and ecommerce trends
Chaira Mekkaoui, Associate Director at Redbridge Debt and Treasury Advisory, analyses France’s payments and ecommerce trends and the influences behind them.
Choosing for the next decade: what Colt’s TMS project says about treasury transformation
When Colt Technology Services, a multinational telecoms company headquartered in the UK, decided to replace the spreadsheet-heavy processes underpinning parts of its treasury operations, it was not looking for a technology upgrade so much as a change in operating model. The company was becoming bigger and more complex. Treasury, its leadership concluded, had to catch up.
Webinar “Future proofing treasury: what to look for in your next TMS”
Changing your treasury management system (TMS) is one of the biggest technology decisions a treasury team will make. Switching it is a major commitment, but staying put for too long can be just as costly.
“Finalized Basel III is changing the nature of companies’ relationships with their banks”
In this interview, David Laugier, Managing Director at Redbridge, discusses some of the key terms and principles linked to the new prudential regulation that treasurers need to know and how they may apply to their financing strategies.
Verification of Payee: how treasurers are driving changes to the rules on bulk payments
The EU’s Verification of Payee (VoP) service aims to improve fraud prevention during credit transfers. Unfortunately, it can also disrupt corporates’ pre-authorized payment flows. With the support of the European Association of Corporate Treasurers (EACT), treasurers have suggested some adjustments to the European Commission to avoid a widespread corporate opt-out from the service. In this interview Hervé Postic, CEO of Mahouarn, who has been appointed by the Association Française des Trésoriers d’Entreprise (AFTE) to act as a voice for French treasurers, explains the problems and the changes that treasurers are proposing.
Stablecoins: The Next Payment Rail for Global Commerce
The payments industry often chases buzzwords before considering real, operational benefits. We saw it with BNPL when I challenged the hype vs the actual value. Stablecoins are quietly moving through the same arc. This article was first published in Paypers Global Ecommerce Report 2026 .
Best wishes for the year ahead from everyone at Redbridge
Since launching our business in 1999, Redbridge’s goal has been to provide greater transparency and fairness to finance, payments and treasury teams across the world. We achieve this through our deep expertise, extensive use of data, and complete independence.
Beyond fraud: turning policy abuse into business value
Gabriel Lucas, Director of Redbridge Debt and Treasury Advisory, shares insights on how to go beyond fraud by turning policy abuse into business value. This article was first published in Paypers.
Everything you need to know about Verification of Payee (VoP)
In this article, Matthieu Perret, Head of Fraud Prevention Solutions for Cash Management at BNP Paribas, shares some practical information about Verification of Payee (VoP), which has assumed a central role in ensuring payment flows are secure.
What corporate treasurers need to know about what’s going on at ESMA
What can corporate treasurers expect from the European Securities and Markets Authority (ESMA), which coordinates the work of European regulators on many topics of interest to the profession? At the recent AFTE conference, ESMA’s Executive Director, Natacha Cazenave, provided a comprehensive update.
When payments stop being a cost center
How can you evaluate the return on investment of a new payment method? Through their experience with Buy Now Pay Later (BNPL), payment orchestration, SoftPOS and fraud prevention, representatives from Back Market, Christian Louboutin and Thom Group explained at the recent AFTE Conference how crucial it is to have expert, ROI-oriented leadership to drive commercial performance. We summarize the discussions below.
Understanding US interchange fees: a guide for European merchants
Dan Carter, Senior Director at Redbridge Debt and Treasury Advisory, offers European merchants an insightful guide to US interchange fees. This article was first published in Paypers.