"Redbridge played a key role in structuring and executing our online payment optimization strategy, delivering measurable savings while supporting our growth ambitions"

Jérémy Hugues
Head of Treasury

Engagement overview

  • Optimize payment costs and performance across Thom Group, focusing on two payment channels: i) online and ii) in-store boutiques for one specific brand
  • Support payment scalability in a context of sustained business growth
  • Identify and capture value across both cost reduction and revenue uplift

Objectives

  • Assess payment cost structure and performance (fees, acceptance, mix)
  • Identify and quantify optimization levers
  • Run RFP on PSP scope and renegotiate key means of payment providers
  • Define and support execution of a scalable payment strategy

Results

  • ~€200K of annual savings (on pricing and routing) rapidly secured and adapted to the growth ambitions
  • In total, ~€500K+ annual benefit was identified across multiple initiatives: routing, pricing, APMs mix, approval rates & return abuse
  • Improved performance transparency and SLA

Methodology

  • Granular quantitative analysis & benchmark of payment costs and performance, with a focus on digital payment solutions
  • Identification and prioritization of high-impact initiatives
  • Group-level negotiations with PSPs and notably with the primary payment partner
  • Support in execution and rollout

Value added by Redbridge

  • Ability to deliver savings in a high-growth environment
  • Combined approach: cost optimization and revenue uplift
  • Strong expertise in complex PSP negotiation at group level
  • Focus on pragmatic, ROI-driven execution
Data for Stronger Banking Relationships

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