Hugh Paterson joins Redbridge Debt and Treasury Advisory as Global Head of Payments
A highly accomplished payments leader with extensive experience in helping merchants increase their scale, Hugh will spearhead Redbridge’s Global Payments Advisory practice, fostering the vision, strategy, and direction to deliver secure business growth to clients worldwide.
Top Finance and Treasury Insights from Redbridge in 2024
We’ve curated a selection of the top articles of finance and treasury insights 2024 from Redbridge’s experts in finance, treasury, and payments. These pieces offer in-depth analysis, case studies, and insights into emerging market trends that will continue to be relevant in 2025.
Leveraging Securitisation for the Energy Transition
With the launch of the Green Deal in 2019, the European Commission has placed the fight against climate change at the forefront of its agenda. One major challenge will be funding the EU’s energy transition strategy; in his 2024 report on European competitiveness, Mario Draghi has identified securitisation as a particularly suitable financing tool. However, Europe lags behind the United States—and even China—when it comes to green securitisation.
Les Mousquetaires: how artificial intelligence is revolutionizing treasury operations
Laurent Bonhomme and Sébastien Schweickert share their insights with Redbridge about Groupement Les Mousquetaires’ success in improving its treasury operations (cash flow forecasting) using a predictive artificial intelligence model. Initiated five years ago, this groundbreaking project has delivered tangible benefits, driven by the dedication of an expert three-person team. It represents a compelling example of the opportunities, but also the challenges, that integrating artificial intelligence in treasury processes can involve.
Companies in the US should act now to maximize their Earnings Credit Rate
The Earnings Credit Rate (ECR) is a mechanism offered by US banks to help businesses operating in the US offset their bank fees. Functioning similarly to an interest rate – it’s often linked to the Effective Federal Funds Rate – the ECR is applied daily to the balance in a company’s non-interest-bearing account. Instead of generating cash earnings, however, the ECR results in a credit that is taken away from the cost of cash management services. This rate is an important part of a company’s relationship with its banks, but is frequently overlooked in banking negotiations.
Securitisation: A Necessary Revival of the European Market
The Draghi report on European competitiveness* is clear: “To enhance the financing capacity of the banking sector, the EU must revive securitisation.” In response, the European Commission** recently launched a consultation on potential improvements to the functioning of the securitisation market.
EuroFinance 2024 Insights: Cash Management Trends
The automation of cash management processes has become essential for optimizing liquidity and improving cash flow visibility. At a Eurofinance roundtable featuring Roberto Rossetti, Treasury and Funding Manager at HERA SPA, and Elise Hoyet, Head of Virtual Account and Payment Factory Domain at Societe Generale, the conversation focused on key cash management trends 2024 and strategies for automating these processes.
Syndicated credit and bilateral lines complement each other in a balanced financing strategy
Finance departments regularly ask themselves which format is best suited to bank credit: a revolving credit facility (RCF) or a term loan? Syndicated credit or bilateral lines? Matthieu Guillot, Managing Director, Debt Advisory at Redbridge, answers some questions about these issues.
Unicorns, growth and banks – blog
L’Espresso, Redbridge’s coffee-break program, welcomed Pascal Ichard, Director of Funding at Mirakl, on May 29 to celebrate the signing of the first syndicated loan for this French tech company. The discussion centered on banking relationships before, during and after initial financing for growth companies. Alongside Pascal were our moderator, Emmanuel Léchère, and Pierre Bonnet, Associate Director and Financing Consultant at Redbridge, who was part of the team that collaborated with Mirakl’s finance department on the firm’s €100 million bank syndication.
Redbridge at MPE Berlin 2024
It’s that time of the year again for the European Merchant Payments Ecosystems conference in Berlin, and Redbridge is delighted to announce that our payments expert, Gabriel Lucas, will be actively participating in two compelling sessions. We are excited to showcase his expertise and contribute to this significant event.
Witnesses Spar Over Swipe Fees at Senate Hearing
Banks and credit card companies sparred with consumer advocates and merchant representatives at a Senate hearing on interchange fees, the fees charged to merchants – and ultimately customers – for using credit cards. The hearing was led by Sen. Dick Durbin, Democrat of Illinois, with a panel of witnesses comprised of consumer advocates and executives from banks and credit card companies.
No more hidden fees!
Watch the live demo of our expert, Dan Gill, presenting our bank fee monitoring software, HawkeyeBSB, to the four Treasury Dragons.
UK postpones implementation of Strong Customer Authentication
On May 20, the UK’s Financial Conduct Authority (FCA) announced a six-month extension to the deadline for implementing Strong Customer Authentication (SCA) for online purchases.
The SEPA Request-to-Pay explained
All SEPA countries introduced the SEPA Request-to-Pay (SRTP) scheme on 15 June 2021. This scheme covers the set of operating rules and technical elements (including messages) that enable a payee to request the initiation of a payment from a payer in a wide range of physical or online use cases. Mélina Le Sauze, Director at Redbridge, explains the scheme.