The minimum requirements introduced by the Basel III framework and the prolonged negative short-term interest rates environment have led banks to charge for demand deposits and deposits with residual maturities of less than three months. Money market funds and even secured structured products have also been losing money for a while. Hence corporate treasurers have been forced to accept burning cash to preserve their liquid investments. Fortunately, no storm lasts forever, but before the situation improves, our wisest advice is to escape this cash dilemma and pave for the future by investing into the supply chain where myriad benefits are within reach.
Are Visa’s Debit Routing Practices Making PIN and PINless Debit Transactions Better or Worse for Merchants?
The U.S. Department of Justice’s plan to probe Visa’s debit card routing practices and what it means for businesses
The world of payments is in a permanent evolution but some changes are bigger than others. In today’s environment, where commercial exchanges are globalized, payment transactions are tremendously varied, numerous and complex. To tackle this point, the payment industry is preparing itself for the largest migration of the century: the migration to ISO20022.
Gabriel Lucas, associate at Redbridge, takes a closer look at the basic elements of chargebacks, the standard chargeback process, and the ways merchants can mitigate chargeback risks and reduce their losses.
Continuing our series of articles dedicated to sustainable finance, Muriel Nahmias, Senior Director – Debt Advisory at Redbridge, talks about some important things to consider in the implementation of a Sustainable Linked Loan.
Negotiations between borrowers and lenders on KPIs associated with sustainable financing reflect the growing pressure from authorities on both banks and institutional investors to act to shape a more responsible society.
Contemplating API connectivity with your banks? Here’s what to consider before deciding whether APIs should be on your radar.
As a prelude to the release of a new AFTE technical report on improving working capital requirements, Nicolas Boulay, associate director at Redbridge and a contributor to the report, shares his views on the key ways to optimize working capital requirements. He explains why it’s a matter of responsibilities, organization, data and people.
By Alex Lhéritier – European Head of Coverage at Redbridge. I worked as a banker for close to 20 years and I thought for quite some time there was not much to unveil about banking practices. Yet, I changed my mind this year, after moving into consulting and seeing the banking industry through a different lens.
Ahead of the release of a new technical paper on the optimisation of working capital, Redbridge has conducted a survey to assess whether the COVID-19 crisis has changed the dynamics of working capital within European companies. Between mid-February and mid-March 2021, 35 finance managers from major groups responded to a six-question survey, the results of which we present below.
Watch the live demo of our expert, Dan Gill, presenting our new bank account management solution, HawkeyeBAM, to the four Treasury Dragons.
A software package’s ability to provide relevant analysis of cash management fees depends on the vendor’s knowledge about how each bank builds its account analysis statements, says Gaëlle Parquic, Associate Director at Redbridge Analytics.