From bust to boom, watch your banks!
Mihai Andreoiu assesses the health of the commodity trade finance sector in a boom period and asserts that now is the best time to monetize trust and relationships with resilient banks and new financing partners.
Are Visa’s Debit Routing Practices Making PIN and PINless Debit Transactions Better or Worse for Merchants?
The U.S. Department of Justice’s plan to probe Visa’s debit card routing practices and what it means for businesses
The New Era of MX Messages
The world of payments is in a permanent evolution but some changes are bigger than others. In today’s environment, where commercial exchanges are globalized, payment transactions are tremendously varied, numerous and complex. To tackle this point, the payment industry is preparing itself for the largest migration of the century: the migration to ISO20022.
Chargeback basics: understanding the process better will help you reduce losses
Gabriel Lucas, associate at Redbridge, takes a closer look at the basic elements of chargebacks, the standard chargeback process, and the ways merchants can mitigate chargeback risks and reduce their losses.
“The human factor counts for a lot in the implementation of a sustainable financing”
Continuing our series of articles dedicated to sustainable finance, Muriel Nahmias, Senior Director – Debt Advisory at Redbridge, talks about some important things to consider in the implementation of a Sustainable Linked Loan.
A Guide to Payment Methods in Latin America
Learn the top payment methods in Latin America and the things to consider before expanding your business into this growing market.
ESG financing: growing pressure to set more stringent targets in sustainable-linked loans and bonds
Negotiations between borrowers and lenders on KPIs associated with sustainable financing reflect the growing pressure from authorities on both banks and institutional investors to act to shape a more responsible society.
Are the APIs the new way to connect to your banking partners?
Contemplating API connectivity with your banks? Here’s what to consider before deciding whether APIs should be on your radar.
Improve working capital to emerge stronger from the crisis
As a prelude to the release of a new AFTE technical report on improving working capital requirements, Nicolas Boulay, associate director at Redbridge and a contributor to the report, shares his views on the key ways to optimize working capital requirements. He explains why it’s a matter of responsibilities, organization, data and people.
KYC & BAM: How can fintech solve the problem?
Today, our experts Emmanuel Léchère and Alexandre Lhéritier introduce the key principles behind systems designed to help treasurers manage their bank accounts.
What your banker is not telling you… but probably should
By Alex Lhéritier – European Head of Coverage at Redbridge. I worked as a banker for close to 20 years and I thought for quite some time there was not much to unveil about banking practices. Yet, I changed my mind this year, after moving into consulting and seeing the banking industry through a different lens.
Working capital survey shows digitalisation of P2P and O2C processes
Ahead of the release of a new technical paper on the optimisation of working capital, Redbridge has conducted a survey to assess whether the COVID-19 crisis has changed the dynamics of working capital within European companies. Between mid-February and mid-March 2021, 35 finance managers from major groups responded to a six-question survey, the results of which we present below.
Managing multiple bank accounts shouldn’t be this hard
Watch the live demo of our expert, Dan Gill, presenting our new bank account management solution, HawkeyeBAM, to the four Treasury Dragons.
Digitalization Is Vital for Monitoring Bank Fees
Discover HawkeyeBSB software – a powerful tool for monitoring bank fees, tracking transactions, and identifying hidden charges. A software package’s ability to provide relevant analysis of cash management fees depends on the vendor’s knowledge about how each bank builds account analysis statements, says Gaëlle Parquic, Associate Director at Redbridge Analytics. With HawkeyeBSB, businesses can stay on top of banking costs, optimize cash flow, and avoid unnecessary expenses
The impact of Brexit on card acceptance costs
Since 2007 the EU has had a single payments market, with common rules and limits on card fees. As a result of Brexit, the UK no longer comes under EU regulations, and both card schemes and card issuers are free to increase the fees they charge on card transactions between the European Economic Area (EEA) and the UK, and on domestic transactions in the UK. Higher charges could represent a significant burden for merchants at a time when the retail sector is facing unprecedented pressure.