Digital Transformation in Treasury
Factoring: a market driven by deconsolidation / “true sales” transactions of trade receivables
Biggest companies using deconsolidation transactions under established and recurring factoring programs or end-of-year or half-year “spot” transactions earn an average of at least 0.3x leverage, according to our experts Hugo Thomas and Olivier Talvard.
More mobile, more digital: an outline of the future of payments
The pandemic has demonstrated the value of mobile payment solutions in helping mitigate the risk of virus transmission at points of sale. For Mélina Le Sauze, Director at Redbridge, the challenge for every retailer is no longer whether or not to accept mobile payment solutions, but to determine without delay which ones are best suited to their business and the needs of their customers.
“We are ready to implement the 3DS V2 standard in early 2021,” Olivier Brou – SMCP
At the end of 2015, the SMCP group – Sandro, Maje, Claudie Pierlot and De Fursac – decided to migrate its e-commerce platforms to a full-service PSP solution. Olivier Brou, SMCP’s Global Head of Treasury Financing and Digital Payments, outlines the foundations of the group’s unified digital payment strategy and the challenges it’s likely to face in the future.
[ Podcast ] Treasury Management – Is it all about cutting costs?
ACT Annual Conference 2020 – Watch our corporate case study session on-demand! Facilitator: Dino Nicolaides, Managing Director, Redbridge Debt & Treasury Advisory / Panellists: Sacha Kenny, Group Treasury Director, Smiths Group plc and Hillary Oonge, Group Treasury Manager, M-KOPA Solar
COVID-19 Impact Report | Priority to reinforcing liquidity
Redbridge’s annual study of corporate debt structure reveals that the credit profile of France’s leading listed companies has moved from “A” to “BBB” over the past 18 months. Tensions in negotiations with banks and private bond holders are prompting finance departments to prepare for a more stressful environment.
Artificial Intelligence for Cash Flow Forecasting
Redbridge, the trusted advisor to finance and treasury departments, is working in collaboration with Verteego, an expert in artificial intelligence, to improve large companys’ ability to make forecasts.
“The COVID-19 crisis validated our payment strategy”, Michel Yvon – Decathlon International
Michel Yvon, head of payments at Decathlon International, presents the innovative payment strategy of Europe’s N°1 sports retailer.
“We want to connect the various real-time payment systems around the world”, Isabelle Olivier – SWIFT
For SWIFT’s head of payment initiatives, connecting the various real-time payment systems is a way to achieve greater transparency in cross-border transfers. Interview with Isabelle Olivier.
Payments – When COVID-19 changes the cards… [Webinar]
The COVID-19 crisis is accelerating the change in consumer habits and payment behaviours across Europe. Which lessons can be drawn from it? Redbridge is pleased to invite you to a 40-minute webinar with our electronic payment experts.
E-commerce: a strategy to maximize sales while limiting fraud
Card payment fraud on online transactions generates significant hidden costs, so merchants need to define a clear strategy to maximize sales while keeping fraud under control, says Gabriel Lucas, associate director at Redbridge.
Commodity Trade Finance between fraud, pandemic and digitization
The recent much publicised cases of fraud and losses in various trading companies in Asia and MENA (e.g. Hin Leong, Agritrade, Phoenix, Hontop Energy and Zenrock) have left a deep mark on the industry. The “usual suspect” group of financing banks (e.g. HSBC, ABN AMRO, Société Générale, Natixis, CACIB, BNP Paribas, ING, MUFG etc.) was seriously impacted with potential losses in some banks going well over USD 100 million. As a direct consequence some leading banks have decided to completely discontinue the coverage of this sector, others have discontinued their activities in certain geographical regions and let their respective teams go. Furthermore, new business has been frozen and thorough reviews are currently being prepared by other leading sector lenders.
