Digital Transformation in Treasury
Securing your initial business bank loan early on: a way to secure growth
Several companies involved in the energy transition or tech have recently shown how it’s possible securing a business bank loan at an early stage of their development, disrupting conventional credit analysis frameworks. How have they been able to secure their initial bank loan early on? By effectively communicating on their credit story. Their success is also down to their in-depth understanding of how banks work and their ability to garner support within these institutions, as Sébastien Loison and Harald Aschehoug, finance consultants at Redbridge, discuss in this article.
Bridging the Divide: Balancing Legacy Technology and Digital Transformation in Today’s Business Landscape
In a comprehensive exploration of digital transformation of legacy payments systems, Chaira Mekkaoui and Gabriel Lucas delve into critical considerations, covering security, risk management, compliance, architecture, organizational challenges, provider dynamics, and cost implications. Elevate your approach by incorporating their strategic recommendations, paving the way for a successful payment transformation.
The frontiers of innovation in B2B Payments
Digital payments have started to disrupt the B2B space, starting with those sectors where clients are relatively small and transaction value is low, and therefore, the customer journey is relatively close to B2C. Gabriel Lucas, Associate Director at Redbridge, examines the frontiers of innovation in B2B payments.
Negotiating a favorable credit facility and improving credit rating quality
Understand your risk positioning to secure the best investment terms
Federal Funds Rate Forecast 2024: Rate cuts offer an opportunity for companies to enhance US cash management
The prospect of monetary easing across the Atlantic in the coming months makes the adoption of an indexed, transparent mechanism for remunerating dollar deposits look like an attractive option. More generally, it’s a good opportunity for local treasurers to rethink their cash management strategies and how they manage their banking relationships. Take a look at our advice for 2024 based on federal funds rate forecast 2024.
Navigating the US banking landscape
Calling all European treasurers! Is your company operating in the US? This webinar is a must-see to ensure you gain a comprehensive understanding of the US banking environment.
B2B payment strategies to deliver value-added services to existing customers and create new revenue
Gabriel Lucas and Chaira Mekkaoui, Associate Directors at Redbridge Debt and Treasury Advisory, delve into the B2B payment strategies that empower businesses to thrive in this fast-evolving ecosystem, from B2B and B2C to direct-to-customer.
The fundamental differences between cash management in the US and in Europe
Sarah Gundle, project manager at Redbridge, sheds light on three surprising distinctions that European treasurers encounter when conducting operations across the Atlantic in cash management in the US and in Europe. From managing large volumes of checks to decoding intricate US account analysis statements and understanding the nuances of Earnings Credit Rates, Gundle provides valuable insights and practical solutions to navigate the U.S. banking landscape.
Payment optimization strategies for better acceptance rates
This article is an excerpt from The Paypers’ 8th edition of the Payment Methods Report, which delves into the latest worldwide developments in payment optimization methods, innovative technologies, and best practices for optimizing checkout and boosting customer conversion – explore the full report here.
Trading in the energy transition times
Mihai Andreoiu gives his perspective on the recent TXF Geneva conference focused on Commodity Trade Finance and his takeaways related to the overall global trade context and ESG lender focus vis-à-vis the commodity traders in the energy transition times.
Why Treasurers Can’t Ignore the New ISO 20022 Standard
Our treasury consulting team recently invited six vendors: Cegid, Diapason, FIS, Kyriba, Neofi, and Sage to a workshop focused on the migration to ISO 20022. At this event, they sat down with our experts, Iris Rousselière and Jéromine Adler and discussed their thoughts on this transition as well as how companies can benefit from it.
“How companies can maximise the interest they earn on their cash deposits”
The recent banking turmoil reminds everyone just how important it is to be managing counter party risk. This disarray also demonstrates the strategic nature of deposits for financial institutions. According to Alexandre Bousquenaud, one of the key objectives treasurers should focus on in this environment is negotiating their yield on cash balances to take advantage of ongoing monetary tightening.
“Funding issues companies need to consider in 2023”
In 2022, Didier Philouze, Head of Debt Advisory at Redbridge, and his team raised more than €10 billion of financing. In this interview he looks back at the past year in the debt markets and considers what may be to come in 2023