Digital Transformation in Treasury
The Future & Alternatives to SWIFT GPI
Almost eight in ten MT 103 cross-border payment messages are now sent via GPI, making Swift’s initiative to improve the level of banks’ services in cross border payments a great success. However, will the rise of new technologies such as blockchain and cryptocurrency now challenge Swift’s dominance in the cross border payments field?
Choosing the Right Payment Terminal in an Ever-Changing Environment
Although COVID-19 has strengthened e-commerce sales, which already experience meaningful year-over-year growth, brick and mortar retail continues to maintain relevance. According to the U.S. Department of Commerce statistics, E-commerce increased 6.8% in Q3 2021 while offline sales grew 11.5% in Q3.
The Fundamental Differences Between Cash Management in the US and in Europe
At a recent conference dedicated to cash management in the US, Sarah Gundle, project manager at Redbridge, presented the three differences that always surprise European treasurers conducting their first operations across the Atlantic – Interview.
Where Do Banks Stand in the Race for Digital?
Banks invest to improve and digitalize both their internal processes and their customer offers. Even so, there are still huge differences among them, as all banks did not start this race at the same point and do not move at the same speed, write Samantha Felipe-Lopez and Wesley Johnson.
Cashflow Forecasting Systems : What’s New?
Despite the importance of cashflow forecasting for a company’s investment and financing decisions, a majority of companies still rely on a single technology – Excel spreadsheets. Solène Moyne, senior analyst at Redbridge, reviews the capacities of the different cash flow forecasting systems and tools currently on the market.
The Benefits of Outsourcing Your Payment Acceptance Strategy
Chelsey Kukuk, Managing Director at Redbridge, gives her insights on outsourcing the payment acceptance strategy and the many benefits that come along with it.
Peak Bank Lending? Peak Commodity Trading?
In record time, banks appear to have stepped up and deployed much-needed liquidity to global commodity traders, especially to metal traders affected by unseen circumstances in the LME (London Metal Exchange). For Mihai Andreoiu, Senior Director at Redbridge, the current crisis re-surfaces some older questions, like can commodity traders keep relying mainly on bank (uncommitted) lending?
The Global Resurgence of QR Codes
We have all seen QR (Quick Response) codes in our daily lives. These scannable, square-shaped, two-dimensional barcodes serve a similar purpose as traditional barcodes, but they can hold much more information.
Cashflow Forecasting: Blending Methodologies Is a Management Necessity
With all of the uncertainty in today’s world – economic turbulence and political turmoil – it’s more important than ever for businesses to be able to forecast future cashflows accurately.
PCI Compliance in an E-Commerce World
When diving into the fast growing E-commerce market space, one of the most important avenues to consider from a merchant’s standpoint is securing the cardholder’s data.
Virtual Accounts, Which Companies Should Implement Them?
Global Treasurers are continually striving to streamline account structures and centralize transaction processing. Increasingly, they are turning to virtual accounts as a key tool to provide this comprehensive view of their cash position and improve their decision-making process. However, in spite of certain advantages, virtual accounts have some difficulties when being integrated into the landscape of companies.
Reinforcing the Virtuous Nature of ESG Financing
In a position paper reflecting Redbridge’s views on sustainable financing, Muriel Nahmias, Managing Director – Debt Advisory, analyzes the consequences of a foreseeable disappearance of the incentives (bonuses) commonly granted in the context of ESG financing.
Corporate Credit Ratings: The Financial & Strategic Implications
Almost every company has some sort of external rating of its creditworthiness. For larger companies that issue debt in the public markets, this may include ratings by the well-known rating agencies such as S&P Global, Moody’s and Fitch Ratings. Companies are also assigned ratings by their banks, certain credit insurance providers, and third-party credit monitoring services. Let’s take a look at the primary reasons why these ratings matter.
