Digital Transformation in Treasury
What corporate treasurers need to know about what’s going on at ESMA
What can corporate treasurers expect from the European Securities and Markets Authority (ESMA), which coordinates the work of European regulators on many topics of interest to the profession? At the recent AFTE conference, ESMA’s Executive Director, Natacha Cazenave, provided a comprehensive update.
When payments stop being a cost center
How can you evaluate the return on investment of a new payment method? Through their experience with Buy Now Pay Later (BNPL), payment orchestration, SoftPOS and fraud prevention, representatives from Back Market, Christian Louboutin and Thom Group explained at the recent AFTE Conference how crucial it is to have expert, ROI-oriented leadership to drive commercial performance. We summarize the discussions below.
Understanding US interchange fees: a guide for European merchants
Dan Carter, Senior Director at Redbridge Debt and Treasury Advisory, offers European merchants an insightful guide to US interchange fees. This article was first published in Paypers.
AI in treasury: use cases and operating implications
At the recent EuroFinance International Treasury Management conference in Budapest, corporate treasurers exchanged experiences on cash forecasting, FX operations, payments, treasury automation and data architecture. Artificial intelligence was presented there as a tool to generate actionable information for management teams more quickly while reducing manual interventions. Cash forecasting and process automation were the most highlighted applications of AI by participants, but other areas were also presented, notably FX and the coding capabilities that allow information systems to talk to each other.
Five hot payments developments topics at the ePay Summit in London and what you need to do about them
In October, Redbridge was at the ePay Summit in London, took part in roundtables and met merchants to discuss issues including fraud in e-commerce, the realities of open banking and the practicalities of implementing alternative payments methods such as crypto and blockchain in everyday checkout flows.
Subscription payments: the hidden impact on customer lifetime value
Gabriel Lucas, Director of Redbridge Debt and Treasury Advisory, shares insights on how to understand and reduce payment-related churn for the subscription model. Originally published in the Paypers.
Strengthening the Operating Impact of Treasury Centers
Dino Nicolaides, Managing Director for the UK and Ireland at Redbridge, encourages Treasury Centers, that are powerful drivers of operating performance within multinational groups, to strengthen their value add through the optimisation of bank fees and services. His insights into successful renegotiations are drawn from numerous engagements with international treasuries. They revolve around three key principles: transparency, benchmarking, and an end-to-end approach.
Redbridge study: French corporate groups’ financing put to the test by tighter liquidity and increasingly selective bank lending
Redbridge’s latest annual study on the financing of large groups listed in France reveals a rise in their level of indebtedness coupled with a marked slowdown in their investments.
A2A payments: the missed opportunity?
Gabriel Lucas, Director of Redbridge Debt and Treasury Advisory, looks into the convergence of instant payments and Open Finance overlay services as a catalyst for A2A payments. Originally published in the Paypers.
When segregated accounts unlock hidden savings
In the insurance, construction, and real-estate sectors, the treasurer’s role comes with distinct constraints that make optimizing cash-management services and fees more intricate. For Lucie Kunešová, Associate Director – Cash Management Advisory at Redbridge, these specifics are not a handicap but, on the contrary, a signal of greater savings potential in cash management. Proof by example.
Renegotiating bank fees and services: the holistic approach
Lucie Kunesova, Associate Director – Cash Management Advisory at Redbridge, shares her practical approach to renegotiating bank fees and services, drawing on concrete examples from recent engagements with treasury teams at groups in the insurance, construction, and real estate sectors. Her key words: analysis, benchmarking, and a holistic approach.
Stablecoin Adoption and the Future of Payments
From instant settlement to lower fees, stablecoins are beginning to reshape how companies think about global payments.
Securitisation: The European Commission unveils its reform plan to revitalise the market
Risk sensitive regulatory capital requirements, broader eligibility for liquidity ratios, simplified reporting obligations… On June 17, the European Commission presented a legislative proposal designed to revitalise the EU securitisation market.
What Is Agentic Commerce? Hype, reality, and what it means for fintech
Agentic Commerce is the latest buzz phrase in payments and fintech. Anyone working in finance, technology and commerce – or ancillary sectors – is likely to have noticed a surge in LinkedIn posts, news articles and vendor announcements that talk about Agentic Commerce over the past couple of months. It is absolutely everywhere.
What you need to know about the Basel III finalized rules
The finalized Basel III framework, which is now in force in the European Union, is reshaping how banks calculate their capital requirements. In this interview, our financing experts Yassine El Ouazzane and Muriel Nahmias discuss some of the key principles of the framework and touch upon its practical implications for corporates.